Derek Kowalski

About Derek

Derek is responsible for everything payment-related at The Link. His work covers the full withdrawal lifecycle — from clicking "Cash Out" to seeing funds confirmed in a bank account or crypto wallet. Every payout speed claim published on this site comes from his direct testing with real Canadian dollars across real payment rails.

His process is systematic: he initiates withdrawals at different times of day, on weekdays and weekends, across Interac e-Transfer, Bitcoin, Ethereum, Litecoin, Visa, and Mastercard. He documents internal processing delays, KYC turnaround times, and any hidden pending periods that casinos do not advertise. The result is timing data that reflects what players actually experience, not what marketing pages promise.

Derek also evaluates withdrawal limits, fee structures, and the quality of KYC procedures — checking whether document verification is proportionate and how securely uploaded data is handled. His findings feed directly into the Payout Speed axis of our five-category scoring system.

Pages by Derek

Areas of Focus

• Interac e-Transfer withdrawal speed testing
• Cryptocurrency cashout timing (BTC, ETH, LTC)
• Internal processing delay measurement and pending period documentation
• KYC process evaluation — turnaround time, document handling, and security
• Withdrawal limit analysis (daily, weekly, monthly caps)
• Weekend and holiday processing behaviour testing
• Fee structure audits across all supported payment methods